Term Deposits

HOdlcoin pays bonus interest if you lock an amount as a term deposit. The longer the deposit, the bigger bonus. The bonus is a multiplier of the interest. You can use this formula to calculate the bonus.
 
=(1-((409530-X)/409530)^6)*100
(X is the number of blocks to lock for, min 2 days, max 1 year)
 
Here are some approximate rates –
 
Term deposit Rates
1 week term deposit ~ 5.6% bonus on interest
1 month term deposit ~ 22% bonus on interest
3 month term deposit ~ 55% bonus on interest
6 month term deposit ~ 82% bonus on interest
1 year term deposit ~ 98% bonus on interest